Hey. To Setup your Microsoft Account, do the following
- If you do no already have, first go and create a Google email address - here is how you create a Google email account
- Then go here and use that email address together with other personal details of your to create a Microsoft account
- Go to your newly created Google email account and open the Verification email from Microsoft
- The Go back to your Lumia 520 phone and add the newly created account - Ask any other question you may have.