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Why do they decline me if I don't have debt its the first time I want to open a clothing account plz help
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I have been trying to open accounts at identity ,truworths,Spitz also Mr price they all declined and I don't have any account and debts.where is the problem plz hlp

1 Answer

by (Genius) (10.4m points)
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Hi. Which clothing shop are you trying to open an account with? Some companies have stricter credit terms than others. Also, they normally consider affordability as well - this is your monthly Net Salary/Income less monthly expenses. Also, did you try this in person at the shop or you applied online? Please note that the best way to tell your Credit worthiness is to use www.transunion.co.za/ (as some companies may have had you blacklisted in error). Do comment below and we will try and advise further.

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